About Us

It's so easy to apply for our online bad-credit loans. You can call us to have one of our finance experts lead you through the process step-by-step, or you can apply online in minutes. After submitting all the necessary financial documents, most of our customers receive approval in about an hour.

Yes. However, you'll need to provide us with a copy of your credit report so we can match you with the right lender. Certain defaults and default amounts may preclude you from a loan, so be sure to discuss your financial situation openly with our experts.

You'll need to be over 18, an Australian citizen or a valid visa holder, and have a permanent address. In addition, you'll need to submit basic information and financial documents. One of our financial experts will be assessing your application to make sure we get you the best possible loan offer, even if you have a bad credit history.

We offer our customers a range of bad credit loans, including finance for cars, trucks, SUVs, boats and motorcycles. In addition, we offer leisure loans for caravans and RVs and business loans for heavy trucks and equipment.

As any other loan application, you'll have to supply basic personal information to apply. We will need information like your name and contact information. You will also need to submit financial information, like current income, employment, debt, and expenses.

A balloon payment is a larger-than-normal lump sum you pay right at the end of your loan's lifetime. Although it's usually twice the size of a regular monthly payment, opting for a balloon payment can lower the amount of your repayments to a more manageable size.

Yes! We offer bad-credit loans, even if other lenders have denied you in the past. We have a network of over 40 lenders and hundreds of different finance products, so there's a good chance we'll be able to find you a great loan.