Car Finance

Simply fill out our quick application form. One of our car loan brokers will be in touch with you shortly to discuss loan offers. Or, if you prefer, you can call us on 08 6253 4311.

Your ability to do this would depend on your loan terms. In some cases, early car loan repayments can cut down on the amount of interest, free up your money, and improve your credit score. However, some lenders set early repayment penalties in their loan agreements. Check your loan contract if you are interested in paying out a loan early.

Some car loan plans in Australia require a Very Good to Excellent credit score. Other loans are available to borrowers with less-than-stellar credit scores. However, keep in mind that if you have a low credit score, lenders may offer you loans with high interest rates and short repayment terms.

Even if several lenders have rejected your application, our team at Loan Warehouse can usually help you negotiate a car loan on suitable terms. Although we cannot guarantee loan approval for every client, we can review your financial situation and match you with the right lender.

At Loan Warehouse, we help Australian borrowers source a wide range of car loans for personal and business purposes. Our network of lenders provides financing for all vehicle types, including new cars, used cars, hybrid cars, and electric cars.

Two types of car loans you should be aware of are unsecured vs secured loans. In a secured car loan, your vehicle serves as collateral – i.e., if you fail to meet loan terms, the lender has the right to repossess the vehicle. Secured loans typically have better terms than unsecured loans because they pose a lower risk for the lender.

The basic information we request is your full name, birth date, and employment and living history dating three years back. Specific lenders may also require in-depth information about your present income and expenses.